Pumpkin Cake with Cream Cheese and Streusel Topping Recipe

If there’s one dessert that truly captures the cozy essence of autumn, it’s this Pumpkin Cake with Cream Cheese and Streusel Topping. Imagine a moist, spiced pumpkin cake base layered with a luxuriously creamy cheese filling, topped with a perfectly crumbly streusel bursting with warm spices. Each bite bursts with the comforting flavors of cinnamon, ginger, and nutmeg, while the cream cheese layer adds a tangy richness that balances the sweetness beautifully. This recipe makes a stunning centerpiece for any gathering or a delicious treat to enjoy with your favorite cup of coffee on a crisp fall day.

Ingredients You’ll Need

All the ingredients for this Pumpkin Cake with Cream Cheese and Streusel Topping are simple staples, but each one plays a starring role in achieving that perfect texture and flavor harmony. From the smooth pumpkin puree to the aromatic spices, and the rich cream cheese to the buttery streusel, every element comes together to create something truly special.

• Vegetable oil: Adds moisture and keeps the cake tender without overpowering the pumpkin flavor.
• Sugar: Provides sweetness and helps the cake brown beautifully.
• Eggs: Bind the ingredients and contribute to the cake’s structure.
• Pumpkin puree: The star ingredient, giving the cake its distinct orange hue and moist, dense crumb.
• Vanilla extract: Enhances all the flavors with a subtle, sweet aroma.
• All-purpose flour: Forms the base of the cake, balanced with leavening agents for lightness.
• Baking soda and baking powder: Work together to give the cake its lift and perfect crumb.
• Salt: Enhances the overall flavors and balances the sweetness.
• Ground cinnamon, ginger, cloves, nutmeg: The warm spice blend defines the pumpkin cake’s cozy fall flavor profile.
• Cream cheese: Creates a luscious, tangy layer that contrasts the sweet pumpkin base.
• White sugar and light brown sugar (for streusel): Provide sweetness and a chewy, caramelized quality to the topping.
• Butter: Adds richness to the streusel for that perfect crumbly topping.

How to Make Pumpkin Cake with Cream Cheese and Streusel Topping

Step 1: Mixing the Pumpkin Cake Batter

Begin with the heart of this pumpkin cake – the batter. In a large bowl, whisk together the vegetable oil, sugar, eggs, canned pumpkin puree, and vanilla extract until smooth and glossy. In a separate bowl, stir together your dry ingredients: flour, baking soda, baking powder, salt, cinnamon, and ginger. Slowly fold the dry mixture into the wet, just until combined. This gentle mixing ensures the cake stays moist and tender when baked.

Step 2: Preparing the Cream Cheese Layer

Next up is the dreamy cream cheese layer. Using a mixer, beat the softened cream cheese with white sugar until creamy and smooth. Add a splash of vanilla extract for that subtle depth. This layer will provide a velvety tang that perfectly balances the sweetness and spices of the pumpkin cake.

Step 3: Crafting the Streusel Topping

For the finishing touch, whip up the streusel topping by blending the butter with white and light brown sugar until well combined and slightly fluffy. Add the flour along with baking powder and the warming spices — cinnamon, ginger, cloves, and nutmeg. Stir gently until the mixture forms small pea-sized crumbs. This crumbly topping will bake to a golden, crunchy perfection atop the cake.

Step 4: Assembling and Baking

Now it’s time to build this fabulous Pumpkin Cake with Cream Cheese and Streusel Topping. Spread the pumpkin batter evenly in your greased and parchment-lined 8×8-inch pan. Dollop spoonfuls of the cream cheese layer over the batter, then gently spread it into a thin, even layer—take care not to mix it into the pumpkin too much. Finally, sprinkle your prepared streusel crumbs evenly across the top. Bake at 350°F for 40 to 45 minutes. Once baked, let the cake cool completely to set all those delicious layers before slicing and serving.

How to Serve Pumpkin Cake with Cream Cheese and Streusel Topping

Garnishes

To really wow your guests, consider garnishing the cake with a light dusting of powdered sugar or a few toasted pecans on top. Fresh whipped cream with a hint of cinnamon also pairs beautifully, adding an elegant touch and an extra layer of creaminess.

Side Dishes

This cake shines best on its own but serves wonderfully alongside a mug of hot apple cider, chai tea, or coffee. For an extra indulgent pairing, a scoop of vanilla ice cream or a drizzle of caramel sauce makes for a cozy, unforgettable fall dessert experience.

Creative Ways to Present

Try serving Pumpkin Cake with Cream Cheese and Streusel Topping cut into petite squares for a charming dessert platter at a party. Layer small slices on dessert plates and garnish with a sprig of fresh mint or a few fresh berries for a pop of color and freshness that contrasts the warm spices.

Make Ahead and Storage

Storing Leftovers

Once cooled, cover the cake tightly with plastic wrap or store in an airtight container. It will stay fresh in the refrigerator for up to 4 days, making it an ideal make-ahead dessert or snack to enjoy over several days.

Freezing

You can freeze leftover slices by wrapping them individually in plastic wrap and then placing them in a freezer-safe bag or container. Frozen, this cake maintains its flavor and texture for up to 2 months. Just thaw overnight in the refrigerator before serving.

Reheating

If you prefer your Pumpkin Cake with Cream Cheese and Streusel Topping warm, reheat slices in the microwave for about 15 seconds or in a low oven wrapped in foil until just warmed through. This revives the cake’s moistness and brings out the comforting aromas beautifully.

FAQs

Can I use fresh pumpkin instead of canned?

Absolutely! Fresh pumpkin puree works just as well – just be sure to cook and puree it until smooth before measuring. It might add a slightly different texture but will retain that rich pumpkin flavor.

Is it possible to make this cake gluten-free?

Yes, you can substitute the all-purpose flour with a gluten-free flour blend suitable for baking. Just make sure it contains xanthan gum or another binder to mimic gluten’s structure for the best results.

Can I make the streusel topping in advance?

Yes, the streusel can be mixed a day ahead and kept in the fridge. Bring it to room temperature before sprinkling over the cake batter so it bakes evenly and crumbles perfectly.

What if I don’t like cream cheese?

The cream cheese layer is essential for balancing richness and tanginess, but if you prefer, you could substitute with mascarpone or even sweetened ricotta cheese for a milder flavor.

How should I slice the cake for the best presentation?

Use a sharp knife dipped in hot water and wiped dry between cuts to get clean, neat slices without disturbing the delicate layers. This technique helps keep that beautiful cream cheese layer intact.

Final Thoughts

There’s something so irresistible about a Pumpkin Cake with Cream Cheese and Streusel Topping that combines moist, warmly spiced cake with a luscious cream cheese middle and crunchy streusel. It’s the kind of dessert that instantly brightens up any day. Whether you’re pulling this out for a special occasion or simply treating yourself to a homemade delight, this recipe is sure to become one of your go-to favorites. So grab your mixing bowls and cozy up for a baking session filled with fall magic!

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